Our goal is to be as flexible as possible. Every home purchase is different and we find that our buyers don't always need exactly 10% from Landed. We've supported transactions in which we contributed 7.7% down or 5.6% down. When we contribute less than 10% down, the future appreciation/depreciation sharing also changes proportionally. For every 1% Landed contributes, Landed shares in 2.5% of the appreciation (or depreciation, if any).
Here's an example:
Let's say you contribute 15% towards the down payment, and you only need Landed to contribute 5% towards the down payment. That means that Landed would share in 12.5% of the future change in value.