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Living with a Landed Partnership

Living with a Landed Partnership

For customers who bought a home with Landed's Down payment program (available before 8/8/22), here's what you need to know.

General

When do I pay Landed?

Do I need to pay Landed monthly?

How does my employer factor into my partnership with Landed?

What if I am not a full-time employee?

Who is responsible for paying the mortgage, maintenance, insurance, and property taxes?

What is the property review process?

What is the Landed Portal?

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Down Payment Program (DPP) Financing

Do I have to be a first-time homebuyer to qualify for Landed’s down payment program?

What are the qualifications for Landed’s down payment program?

Does Landed’s down payment program put a lien on my home?

How does Landed determine the Beginning Property Value (BPV) of your home?

Home Maintenance

If I purchase a home with Landed funds, can I renovate it or make upgrades?

If I purchase a home with Landed funds, what happens if I renovate or make upgrades?

What is the required maintenance for a home purchased with Landed funds?

Tax Implications

In general, what tax benefits are associated with homeownership?

What tax implications are associated with Landed's down payment program?

Ending the Landed Partnership

When participating in the down payment program, can I refinance without paying Landed?

What is the process for ending a Landed partnership?

What happens if I want to end my partnership with Landed's down payment program but I don’t want to sell my home?