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Who is responsible for paying the mortgage, maintenance, insurance, and property taxes?

The homeowner is responsible for 100% of the ownership costs of the home. This includes paying for the mortgage, taxes, repairs, regular maintenance, and insurance to protect the property.

When you start your process with Landed's down payment program, we'll work with you to better understand the initial condition of the home so that you have a solid understanding of what potential maintenance and repairs may be required. 

Your Landed partnership requires that you keep the home at least in the condition it was in when you bought it. Landed requires you to keep homeowner’s insurance active at all times. If you are in certain high-risk areas, you may need extra insurance, such as flood coverage.

If you have further questions, please reach out to customer@landed.com.