Where can I buy a home with Landed's down payment program?

If you are buying a home with Landed's down payment program, you’ll be able to purchase in the developed, urban, and near-urban regions of the following eligible Metropolitan Statistical Areas (MSAs).

Landed follows a definition commonly used by U.S. government agencies to determine what is a developed, urban, or near-urban census tract.


Northern CA

Southern CA


  • Boulder - includes counties of Boulder and El Paso.
  • Denver-Aurora-Lakewood - includes City and county of Denver, Arapahoe county, Jefferson county, Adams county, Douglas county, and the City and county of Broomfield



  • Any census tract of land that has more than 1,000 people per square mile is considered urban and is eligible for investment. Areas outside of these tracts will require additional review. Your Landed Relationship Manager will help you determine which areas of Hawaiʻi are eligible.


  • Boston-Cambridge-Newton (not including New Hampshire) - includes Norfolk, Plymouth, Suffolk, Middlesex, and Essex Counties.
  • Worcester - includes City and county of Worcester

New York

North Carolina



Washington, D.C.

  • Washington-Arlington-Alexandria - includes District of Columbia, Calvert, Frederick, Montgomery, and Prince George's counties in Maryland, and Alexandria, Arlington, Culpeper, Fairfax, Falls Church, Fauquier, Fredericksburg, Loudoun, Manassas, Prince William, Spotsylvania, Stafford counties in Virginia.

Washington State

When you sign up to talk with a member of our team, we’re happy to chat about where you are interested in buying a home and confirm whether the location is eligible.

Most of the areas Landed operates in are densely populated areas in which the vast majority of homes on the open market are located in census tracts that meet the geographic requirement.