How do I know if I'm qualified to work with Landed?

Landed only has a few simple eligibility requirements.

To qualify for Landed, a homebuyer must meet the following requirements:

  • You must be an employee of a participating school district or institution of higher education, who has worked there for at least two years. It is okay if you are purchasing your home with a family member or partner who does not work at a participating institution.

Note: You do not have to be a teacher. Landed is available for both certificated and classified employees of eligible K-12 public school districts, as well as faculty and staff at institutions of higher education.

  • You must qualify for a mortgage with one of Landed's participating lenders. Currently, Landed's participating lenders require that homebuyers contribute at least 10% towards the purchase of the home. This can include family gifts.

Buying with Landed has a few requirements:

  • The home must be used as a primary residence for at least the first year.
  • The home must be located within an eligible area. This typically includes the county where you work as well as surrounding counties.
  • You must agree to stay with your current employer for at least the next two years. If you choose to leave voluntarily, you may be required to pay back the funds even if you weren’t planning on selling the home.

You do NOT need to be a first-time homebuyer.

If you aren’t sure whether you meet all of the criteria, contact us at customer@landed.com and we’ll make sure your questions are answered promptly.